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Most people think insurance companies delay because they are disorganized, overwhelmed, or waiting on paperwork. That is the comforting explanation. The real one is simpler and colder: delay increases profit. A carrier does not need to deny your claim to win. They just need time to work against you. After two decades of litigating these…

Personal injury work is not glamorous. The public imagines dramatic courtroom battles and fiery closing arguments, but that is a highlight reel. The real fight happens weeks earlier in a place most injured people never see: inside the paper and data trail. When you have been doing this for twenty years, one truth becomes obvious.…

You’re recovering from a serious car accident. Your neck is killing you, you can’t work, and you’ve hired an attorney to fight for fair compensation. Then your friend tags you in a photo from last weekend where you’re smiling at a barbecue. The insurance company’s lawyer just printed that photo. It’s now Exhibit A in…

You’ve been injured in an accident that wasn’t your fault. Within days, sometimes hours, the insurance adjuster is calling. They’re sympathetic, efficient, and ready to cut you a check right now. Sounds great, right? Not so fast. The Quick Settlement Trap Insurance companies are businesses, and their business is paying out as little as possible…

When you have spent two decades in the trenches of personal injury litigation, patterns emerge. You see the same insurance stall tactics. You see the same attempts to lowball people who are hurt, scared, and suddenly juggling medical bills, lost income, and a disrupted life. And you also see what actually wins cases: precision, persistence,…